The Crazy House Prices Podcast

Ep 50: Ready to Buy? Mortgage Tips You Wish You Knew Sooner

Here is the audio from a recent Instagram Live I did with Eoin O' Connor, who you may know as The Mortgage Guy on Instagram! If you’ve been putting off sorting your mortgage, let this be your sign. We break down exactly where to start in the first 30 days: pick up the phone to a broker, get your free credit check, tidy up your bank accounts, and explore government schemes or family help to bridge the deposit.

No nonsense, just practical steps, real timelines, and clear answers about borrowing limits, second-time buyer rules, renovation funding and expat options. If you want a quick, friendly chat about what you can actually afford, we’ll walk you through it.

Please support the Podcast and Instagram if you can over on my Patreon

Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 100 extra exclusive podcasts.

Ep 49: Why Irish People Hoard Houses: The 41% Tax Trap & "Untouchable" Estate Agents

Quick roundup from the latest housing news in Ireland: Revolut’s mortgage roll-out is on hold, a huge Dundrum site is finally turning into 934 homes despite one stubborn objector, the PSRA complaints system still feels broken, and there are some new SEAI grants worth knowing about.

Also, I finish with a hot take; Ireland’s tax rules on investing are pushing people into property instead of simple, safe investment pots. Fixing that could actually help cool the housing madness. 

Sponsors: Beat the Bank

Please support the Podcast and Instagram if you can over on my Patreon

Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 100 extra exclusive podcasts.

Ep 48: Renters Warning - The New March 1st Rules with Lorcan Sirr

In this quick episode I break down the big rental shake‑up hitting new tenancies from 1 March 2026: the nationwide rent cap (CPI or 2% max), rolling six‑year tenancy cycles, and the messy loopholes landlords might use.

I also chat with housing expert Lorcan Sir about junk fees, landlords splitting companies to dodge rules, and the three simple questions you should ask before signing any new lease, plus why you must keep everything in writing.

You can order my book: "How to buy a home in Ireland" here

Sponsors: Financial Planning Matters

Please support the Podcast and Instagram if you can over on my Patreon

Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 100 extra exclusive podcasts.

Ep 47: Bad Golf Shots Blocking Homes, Government Gaslighting, and Why 2027 Will Be Brutal for Buyers

In this episode 47 I break down the terrifying drop in home starts, the Department of Housing’s PR antics, and the heartbreaking rise in older people facing homelessness.

I also explain why Ireland’s so-called 'cost rental' isn’t the same as the Vienna model, call out a bizarre golf-club planning objection, and finish with a little mortgage-rate good news.

Sponsors: Beat the Bank

Please support the Podcast and Instagram if you can over on my Patreon

Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 100 extra exclusive podcasts.

Ep 46: From Gigs to Mortgages: Chris Kent’s Three-Year House Hunt

Great chat with my favourite comedian right now, Chris Kent. He tells the wild, funny and painfully relatable story of nearly three years hunting for a home in Ireland; from terrible viewings and bizarre estate agents to bidding wars, a famous bouncy castle argument, and finally buying the rental they’d been living in. If you’re in the middle of house viewings or feeling fed up with the whole mess, this episode should help lighten the mood a bit!

We chat mortgage struggles, the value of a good broker, the weirdest viewing moments, and why sometimes getting outbid is actually a blessing. 

Sponsors: Beat the Bank

Please support the Podcast and Instagram if you can over on my Patreon

Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 100 extra exclusive podcasts.

Ep 45: The €1m Social Home, Empty AirBnbs & Trump's Housing Ban

Another wild week in the Irish housing world: developers want €1m for a social home apartment, 75% of short‑term lets sit empty while homelessness climbs, and there’s even a surprise mortgage rate cut from Avant. I’ll walk you through the headlines and what it actually means for people trying to buy or rent in Ireland.

You can order my book: "How to buy a home in Ireland" here

Sponsors: Financial Planning Matters

Please support the Podcast and Instagram if you can over on my Patreon

Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 100 extra exclusive podcasts.

Ep 44: Supply You Can't Buy, The Immigration Excuse & Modular Homes

If the sight of cranes around cities leaves you questioning why supply is so low, this episode is for you. I cut through the spin to explain the "supply you can't buy" problem, unpack the Taoiseach's controversial comments about immigration, and read the heartbreaking letters landing on the housing minister's desk.

I also cheer on solo buyers, look at why landlords selling up is making things worse, and end on a bit of good news: banks are finally warming to modular, green homes. 

Sponsors: Beat the Bank

Please support the Podcast and Instagram if you can over on my Patreon

Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 100 extra exclusive podcasts.

 

Ep 43: Mushrooms, The Script & The "Illegal" Housing Estate

Quick roundup of Ireland's housing madness - from a damp garden studio with mushrooms (you read that right) to families stuck after paying deposits, a brutal shortage of tradespeople slowing construction, and even a cheeky idea to crowdfund a historic mansion.

Join me for 12-minute cut-through of the week’s wildest stories, a bit of context, and a couple of hopeful wins that might actually matter to you.

Sponsors: Beat the Bank

Please support the Podcast and Instagram if you can over on my Patreon

Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 100 extra exclusive podcasts.

Ep 42: Deleted PR Video & 50-Year Mortgages: Ireland’s Housing News

Quick roundup of the recent Irish housing chaos: a tone-deaf government video got pulled, 50-year mortgage ideas are floating around (terrible idea), the central bank’s calling out weak housing targets, and the EU’s finally moving on illegal Airbnb rentals. There’s also a new digital bank in town and mortgage rates are starting to fall; some good bits amid the nonsense.

If you care about buying, renting or just not being priced out, this episode packs the latest stats, a bit of ranting, and useful context to help you make sense of it all.

You can order my book: "How to buy a home in Ireland" here

Sponsors: Financial Planning Matters

Please support the Podcast and Instagram if you can over on my Patreon

Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 100 extra exclusive podcasts.

Ep 41: Mortgage Masterclass - Your Complete Guide to Getting a Mortgage in 2026

In today’s episode I’m joined by Sinéad O’Carroll from Finance Solutions to break down the full mortgage process in a clear, practical way.
We talk through what you should have in place before applying, how lenders look at income and repayment ability, why your credit report matters, and why using a broker can save you time and stress.

We also answer the questions you sent in, including:

• Borrowing above the purchase price for renovations
• How mortgage exemptions work and who qualifies
• Switching your mortgage when your home’s value has increased
• What second-time buyers need to know when selling and buying at the same time
• Buying far from your workplace when you’re remote or hybrid
• How banks assess mixed PAYE and self-employed income
• Common credit report issues and how long they stay on record

If you’re hoping to buy in 2026, planning to switch, or want to understand how lenders make their decisions, this episode will give you a full roadmap.

Follow @crazyhouseprices on Instagram for more insights.
To support the podcast and access extra Q&As, you can join my Patreon for €3 a month.

Sponsor: Finance Solutions - experts in mortgages and winners of Best Mortgage Broker at the 2025 Brokers Ireland Awards.